Whether you travel once a year or fifty times a year, it’s necessary to get yourself a travel insurance policy.   Not only will it cover you from being sick, but it will save you’re a** from any unplanned events that may occur such as missing flights, getting your bag stolen, and lots more.

When I first started traveling (studying abroad in Prague in 2012) – I had no idea what travel insurance was and therefore I had zero coverage. Little did I know I was going to get really sick in Europe that year and have a nasty hospital bill hanging over my head…

Fast forward to 2014, when I was living and teaching English in Korea. I bought my first travel insurance policy (World Nomads), and it saved me on two separate occasions when I had to cancel my trek of Mt. Everest during the 7.9 Earthquake, and when I got a horrible case of food poisoning in India.


Which Travel Insurance Should You Get?

So, now that you know how important it is to get travel insurance, where do you look to find the best protection plan?

There are numerous travel insurance companies out there, such as World Nomads, Travelex, Travel Safe, Seven Corners, USI Affinity, etc.

Having used several of them in the past, I decided to switch over to Allianz Travel Insurance a few months ago and I couldn’t be happier.

I am currently on their $129/YEAR policy, which covers me in the following ways:

– Baggage Coverage – up to $500
– Baggage Delay Coverage – up to $100
– Emergency Medical & Dental – up to $10,000
– Trip Cancellation Protection – up to $1,000
– Travel/Trip Delay Coverage – up to $300
– Travel Accident Coverage – up to $25,000

Of course, if you’d like to spend a little more money for a better plan, then you can absolutely do so and Allianz will increase the amount of money needed to cover you should anything go wrong.


More Benefits of Using Allianz

Aside from their generous coverage plan, Allianz is a smart choice because they are a global company with offices in dozens of countries.   This will make it extra convenient for you to get in touch with someone who can help you when you need it. In addition, they have a 24 hour hotline service where if something happens to you, you can get someone on the phone immediately.


Another reason why you should consider Allianz is because of their kind and helpful staff members. I attended the New York Times Travel Show last month on behalf of Allianz, and met the entire team there in person. We spent time together at the show and went out to diner several times.    I was impressed by how friendly and professional they were, and they are people who I can trust to handle anything should something happen to me on the road.

If you have any further questions about Allianz or travel insurance, don’t hesitate to contact me and I’ll be glad to answer your questions.

Disclaimer: I work with Allianz and receive financial compensation from them.  That being said, this post was written by me and all opinions are mine.

Drew Binsky

A graduate from The University of Wisconsin-Madison, Drew Binsky has visited 190+ Countries since 2012.He first caught the travel bug while studying abroad in Prague, then taught English in Korea, and now he's on a mission to visit every country on earth.Follow his journey on YouTube & Instagram @drewbinsky 🙂

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8 thoughts on “Why You Should Get Travel Insurance

  1. Thanks for all these tips! It is so true that you want to do your research and take your time before buying auto insurance. There are many things you can do to save money when your purchase car insurance. You could bundle your insurance, raise your deductible, or take advantage of low mileage discounts. Thank you especially for telling me about renters insurance.

  2. 10 years of blogging too! I loved book writing but still enjoy the weekly creative process of building a blog post. I do it as much for myself as for the readers.

  3. I absolutely agree. Everyone should have coverage in case something happens. I usually either buy travel insurance or make sure that our health insurance covers us abroad. The most important thing is to make sure also emergency flights are covered because they can be very expensive. Now that we have kids, I sometimes even get the insurance to change the flight if needed. You never know with the little ones.

  4. Found the answers to my questions I asked on other posts by continuing to explore your site. Thank You for the tips, I am going to choose Allianz over Nomad, based on the service, the app, and your feedback of them.

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